Buy Here Pay Here in NC

North Carolina inhouse car lots While North Carolina in-house auto financing dealerships help many people with bad credit get a car, many alternatives can lead to better credit and lower rates.

Often times it's called buy here pay here in North Carolina or even rent to own cars, it doesn't matter what it's called it means the dealer is the lender. NC BHPH lending refers to direct lending - you are borrowing from the local auto dealer that you buy the car from and pay weekly or monthly at the showroom.

You should also know that using on the lot finance in is a form of sub-prime lending, and it's been around for decades. In fact, North Carolina "pay inhouse" lending was the first form of subprime auto lending. This sort of automobile credit makes sense for people with poor credit and has been advantageous to NC car buying customers who cannot get approved at their local bank.

People looking to buy a car in North Carolina have several options available to them no matter their current credit situation. Many car loans and leasing options can be found with reasonable interest rates even if you have no credit. Some of the best loan and leases are offered through vehicle retailers for both poor credit and previous bankruptcy. Get pre approved for before you visit the showroom by filling out our 3 minute application.

Buying, Leasing, or Renting

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or rent to own a vehicle
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Inhouse Used Cars

No credit check pay here
retailers have money for
low priced autos below
$500 down.

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Brian L. in North Carolina has met all of the basic requirements.
Mar 29, 2015 - 7:08 am
Our service is available in the following greater North Carolina metro areas:

Greensboro, , Winston Salem, , High Point, Hickory, Morganton, Lenoir, Wilmington, Asheville, Charlotte, Gastonia, Rock Hill, Raleigh, Durham, Chapel Hill, Fayetteville, Norfolk, Virginia Beach, Newport News, Rocky Mount, Jacksonville, Greenville, Goldsboro.

As well as near the following NC counties:

Alamance, Alexander, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Chatham, Cumberland, Currituck, Davidson, Davie, Durham, Edgecombe, Forsyth, Franklin, Gaston, Guilford, Johnston, Lincoln, Mecklenburg, Nash, New Hanover, Onslow, Orange, Pitt, Randolph, Rowan, Stokes, Union, Wake, Wayne

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*Inventory is shown as a courtesy to site visitors and may not be from a dealer that offers in house financing.