Buy Here Pay Here in AR

Arkansas inhouse car lots While Arkansas in-house auto financing dealerships help many people with bad credit get a car, many alternatives can lead to better credit and lower rates.

Often times it's called buy here pay here in Arkansas or even rent to own cars, it doesn't matter what it's called it means the dealer is the lender. AR BHPH lending refers to direct lending - you are borrowing from the local auto dealer that you buy the car from and pay weekly or monthly at the showroom.

You should also know that using on the lot finance in is a form of sub-prime lending, and it's been around for decades. In fact, Arkansas "pay inhouse" lending was the first form of subprime auto lending. This sort of automobile credit makes sense for people with poor credit and has been advantageous to AR car buying customers who cannot get approved at their local bank.

People looking to buy a car in Arkansas have several options available to them no matter their current credit situation. Many car loans and leasing options can be found with reasonable interest rates even if you have no credit. Some of the best loan and leases are offered through vehicle retailers for both poor credit and previous bankruptcy. Get pre approved for before you visit the showroom by filling out our 3 minute application.

Buying, Leasing, or Renting

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or rent to own a vehicle
at a local we finance showroom.

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Inhouse Used Cars

No credit check pay here
retailers have money for
low priced autos below
$500 down.

Yes We Finance

Liz F. in Arkansas has met all of the basic requirements.
Mar 29, 2015 - 8:40 pm
Our service is available in the following greater Arkansas metro areas:

Fayetteville, Springdale, Rogers, Jonesboro, Fort Smith, Memphis, Little Rock, North Little Rock, Pine Bluff.

As well as near the following AR counties:

Benton, Craighead, Crawford, Crittenden, Faulkner, Jefferson, Lonoke, Pulaski, Saline, Sebastian, Washington

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*Inventory is shown as a courtesy to site visitors and may not be from a dealer that offers in house financing.