Apply Now!
Get approved for in-house auto-financing
In House Car Dealers Logo
Our service is available in the following greater Arkansas metro areas:
Fayetteville, Springdale, Rogers, Jonesboro, Fort Smith, Memphis, Little Rock, North Little Rock, Pine Bluff.

As well as near the following AR counties:
Benton, Craighead, Crawford, Crittenden, Faulkner, Jefferson, Lonoke, Pulaski, Saline, Sebastian, Washington

You are Here:

Buy Here Pay Here in AR

While Arkansas in-house auto financing dealerships help many people with bad credit get a car, many alternatives can lead to better credit and lower rates.

Often times it's called buy here pay here in Arkansas or even rent to own cars, it doesn't matter what it's called it means the dealer is the lender. AR BHPH lending refers to direct lending - you are borrowing from the local auto dealer that you buy the car from and pay weekly or monthly at the showroom.

You should also know that using on the lot finance in is a form of sub-prime lending, and it's been around for decades. In fact, Arkansas "pay inhouse" lending was the first form of subprime auto lending. This sort of automobile credit makes sense for people with poor credit and has been advantageous to AR car buying customers who cannot get approved at their local bank.

People looking to buy a car in Arkansas have several options available to them no matter their current credit situation. Many car loans and leasing options can be found with reasonable interest rates even if you have no credit. Some of the best loan and leases are offered through vehicle retailers for both poor credit and previous bankruptcy. Get pre approved for before you visit the showroom by filling out our 3 minute application.

Buying, Leasing, or Renting

Get pre-approved to buy, lease, or rent to own a vehicle at a local we finance showroom.
Finance, Lease, or Rent Now
Drive Today Auto Finance
Inhouse Used Cars
No credit check pay here retailers have money for low priced autos below $500 down.

Yes We Finance

Erin T. in Arkansas just received an in house financing approval notice.
Apr 25, 2015 - 5:24 pm